Workers’ Compensation FAQs
Helping You Better Understand Workers’ Compensation
Milavetz, Gallop & Milavetz, P.A., has provided clients throughout Minnesota with a varying spectrum of workers’ compensation needs. Our dynamic firm has the experience necessary to assist you throughout your claims process, whatever your injury may be. Often, we hear the following questions regarding workers’ comp:
Is it the law for my employer to have workers’ compensation insurance?
Unless they receive approval for self-insurance from the Department of Commerce, Minnesota law dictates that all employers must acquire workers’ compensation insurance.
What should I do first after I suffer an injury at work?
Always prioritize medical attention as your first step. You will then need to notify your employer of your injury – be sure to do so in writing as soon as possible. Workers’ compensation insurance may deny your claim if you are too late in notifying your employer.
Should I see my normal doctor after a work injury?
An employer-recommended doctor may have a bias in examining your injuries. While your employer or their insurance may still require that you see their recommended physician, you should see your regular doctor as they will know your medical records and can give an unbiased second opinion.
Will I have to pay upfront for my medical expenses?
Usually, the insurance company will pay your medical bills directly. If, however, you pay anything out of pocket, workers’ comp insurance should reimburse you.
What expenses will workers’ compensation cover?
Your employer’s insurance should cover all treatment related to your injury as well as necessary medical supplies.
How long until I receive my workers’ compensation claim decision?
Typically, the wait time to hear whether the insurance company approves your claim is around two weeks from the day of filing.
What should I do if my claim is denied?
If the insurance company rejects your workers’ compensation claim, you may attempt to appeal their decision. Our lawyers are experienced in handling a range of workers’ comp claims. We can help you understand your options.
How can an attorney help me with workers’ compensation?
A legal professional such as ours at Milavetz, Gallop & Milavetz, P.A., can provide insight into how to best approach your injury claim. We are also adept at standing up to insurance companies, and we know what they look for in claims and appeals.